Accra, Ghana · Bilingual: English & French

Owusu
Isaac Osei

Financial Analyst Investment Analyst Business Development Policy Researcher Financial Modeller

MSc in Economics (Banking & Finance). Former Head of Research & Finance at GITFiC. Currently driving business growth at SBP Africa — delivering financial analysis, investment modelling, and strategic development across African markets.

NDPC · Office of the President DOI: 10.5281/zenodo.19220407 ORCID: 0009-0000-2525-2608 Amazon Published Ghana EXIM Bank
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Isaac Osei Owusu

About

Economist. Analyst.
Strategist.

I am a results-driven Economics and Finance professional with an MSc in Economics (Banking & Finance) from the University of Bejaia, Algeria — funded by a competitive Ghana Scholarship Secretariat Award — and over three years of progressive experience across banking, agri-food export, international trade policy, and business advisory sectors.

My career spans financial analysis and reporting, budget coordination, regulatory compliance, investment advisory, and high-level policy research at continental scale. I co-developed the GITFiC Agenda 2031 — a six-year strategic framework accepted by the NDPC under the Office of the President of Ghana — and have contributed research acknowledged at the highest levels of government and continental institutions including EBID and AfDB.

I am the founder of Najoy Consulting Firm, through which I provide economic research and financial advisory services to African startups, students, and institutions. I am bilingual in English and French, and have worked across Ghana, Algeria, and West Africa.

3+
Years Experience
8+
Publications
4
Countries Worked
2
Languages
🏛
National Policy ImpactGITFiC Agenda 2031 accepted by the NDPC under the Office of the President of Ghana. Inter-ministerial committee now driving implementation.
🌍
Continental Research ReachPublished across Ghana News Agency, AllAfrica, MSN Africa, Ghanaian Times, and GhanaWeb. Work cited by EBID, AfDB, and national ministries.
📊
Financial Management ExpertiseAccounts payable & receivable, payroll & statutory compliance (PAYE, VAT, WHT, pension), bank reconciliation, ERP systems, and budget planning.
🎓
Government ScholarFull Ghana Scholarship Secretariat Award for BSc and MSc studies at the University of Bejaia, Algeria (2018–2024).
💼
Founder — Najoy Consulting FirmEconomic research and financial advisory practice serving African startups, students, and institutions across the continent.
📖
Amazon Published Author"The Future of Trade: An Implication for Business and Stakeholders" — available in Kindle and paperback formats globally.

Career Highlights

Recognised Achievements

🏛
GITFiC Agenda 2031 — National Policy Recognition
Contributed to a long-term strategic policy framework accepted by the National Development Planning Commission (NDPC) under the Office of the President of Ghana. An inter-ministerial committee is now driving its implementation across government ministries.
🎓
Ghana Scholarship Secretariat Award
Competitively awarded a full government scholarship for BSc and MSc studies in Monetary & Banking Economics at the University of Bejaia, Algeria (2018–2024).
🌍
9th GITFiC International Conference — Core Organiser & Budget Manager
Core organiser and budget manager of the 9th Ghana International Trade and Finance Conference and Maiden AfCFTA Tertiary Student Congress, chaired by Rt Hon Alban Bagbin, Speaker of Parliament of Ghana.
🏦
Ghana EXIM Bank — Funding Proposal Under Review
Developed the GITFiC Poultry Farm Business Proposal, currently under active review for funding by the Ghana Export-Import Bank — demonstrating business development and investment proposal expertise.

Professional Experience

Career History

Mar 2026 – Present
SBP Africa
(Strategic Business Process Solutions Ltd)
Accra, Ghana · Hybrid
Business Development Executive
  • Support financial and operational reporting for a pan-African HR consulting firm offering recruitment, payroll management, workforce outsourcing, and training across Ghana and West Africa.
  • Contribute to payroll administration and statutory compliance tracking for client workforce solutions, ensuring alignment with labour and tax regulations.
  • Develop service proposals, financial presentations, and business pitches to expand the firm's client base across West Africa, including Ghana, Togo, Côte d'Ivoire, and Burkina Faso.
  • Manage client relationships through structured reporting, regular engagement, and consistent follow-through on service delivery commitments.
Sep 2024 – Feb 2026
Ghana International Trade and Finance Conference (GITFiC)
Accra, Ghana
Head of Research & Finance
  • Oversaw financial planning, budget coordination, and post-conference financial reporting for large-scale international conferences, including the 9th GITFiC Conference (November 2025).
  • Managed multi-stakeholder budgets, tracked expenditure against approved estimates, and produced detailed financial reconciliation reports for institutional partners and sponsors.
  • Co-developed the GITFiC Agenda 2031 — a six-year continental strategic framework comprising the Global Debt Initiative and AfCFTA Implementation Support Initiatives.
  • Served on the National Technical Working Committee (NTWC) under the Office of the President, contributing to institutional alignment and strategic roadmap submissions.
  • Produced technical policy briefs on trade finance, debt sustainability, and macroeconomic stability, acknowledged by the Office of the President of Ghana.
Apr 2025 – Sep 2025
Exoben Inc.
Accra, Ghana · Hybrid
Financial Advisor (6-Month Contract)
  • Provided financial advisory services on investment products and portfolio optimisation strategies within a structured six-month engagement.
  • Facilitated client investment transactions and advisory mandates generating USD 4,000 in advisory revenues over the contract period.
  • Maintained accurate client financial records, prepared structured reporting on portfolio performance, and ensured consistent documentation.
  • Conducted financial analysis to inform investment decisions and support portfolio growth for individual and institutional clients.
Dec 2025 – Apr 2026
Offiss Ltd
Accra, Ghana
Lead, Business Development & Operations
  • Led business development strategy and operational execution for a Ghanaian firm, driving client acquisition and revenue growth initiatives across target markets.
  • Spearheaded the development of service proposals, pitch decks, and partnership frameworks to expand the firm's commercial footprint.
  • Oversaw day-to-day operational processes including workflow coordination, internal reporting, and cross-functional team alignment.
  • Managed key client relationships through structured engagement, ensuring consistent service delivery and high retention rates.
  • Contributed to financial planning and budget tracking in support of operational and business development objectives.
Jul 2022 – Jun 2024
EURL OUASDI INTERNATIONAL
Bejaia, Algeria · Hybrid
Assistant Financial Analyst
  • Supported financial analysis, cost control, and reporting at an agri-food manufacturing and export company specialising in carob derivatives and organic products.
  • Assisted in preparing financial statements, tracking accounts payable and receivable, and reconciling transactions across import-export operations.
  • Contributed to budget tracking and expenditure monitoring for procurement, production, and logistics functions.
  • Supported preparation of supplier invoices, payment vouchers, and trade finance documentation in a bilingual (French/English) environment.
  • Gained hands-on exposure to ERP-linked financial records, cashbook management, and regulatory compliance reporting.
May 2022 – Jun 2022
Banque Nationale d'Algérie (BNA)
Bejaia, Algeria
Intern — Credit Risk & Financial Analysis
  • Supported credit risk assessment and financial analysis processes within a national banking institution.
  • Assisted with data analysis, internal documentation, and regulatory reporting in a bilingual, multicultural environment.

Work Samples

Selected Portfolio

Full digital copies of all work samples: Portfolio Google Drive folder ↗

01
Policy Research Paper
Exchange Rate Stability in Ghana: Strategies and Solutions
2024–2025 · Ghana International Trade and Finance Conference (GITFiC)

Comprehensive policy research paper analysing Ghana's exchange rate volatility — 24.3% Cedi depreciation (Sept 2024), $31.02bn external debt, commodity export dependency over 80%. Proposed multi-pillar framework covering FX market management, fiscal consolidation, export diversification, and communication transparency.

Macroeconomic analysis, policy research, evidence-based writing. Acknowledged by the NDPC under the Office of the President of Ghana.

02
Strategic Policy Framework
GITFiC Agenda 2031: A Vision for Debt-Free Prosperity
2024–2025 · Ghana International Trade and Finance Conference (GITFiC)

Landmark long-term strategic policy framework for sustainable economic transformation across Africa and the Global South. Anchored on the Global Debt Initiative (GDI) and AfCFTA Facilitation across a four-phase roadmap (2025–2031). Formally accepted by the NDPC under the Office of the President of Ghana.

Strategic programme development, long-term policy planning, stakeholder coordination, national-level policy impact.

03
Academic Research Paper
The Cost of Disunity: Implications of Member State Withdrawals from ECOWAS
2024 · Ghana International Trade and Finance Conference (GITFiC)

Peer-reviewed research analysing the withdrawal of Burkina Faso, Mali, and Niger from ECOWAS in January 2024. Examined political drivers, security impacts (disruption of intelligence sharing, rise of the Alliance of Sahel States), and economic consequences including trade disruption and increased transaction costs.

Academic research, regional integration analysis, policy advocacy.

04
Policy Research Study
A 24-Hour Economy in Ghana: Opportunities, Challenges, and Policy Implications
2024 · Ghana International Trade and Finance Conference (GITFiC)

Mixed-methods study on extending Ghana's economic activity beyond daytime hours. Projected real GDP to grow 31.71% higher by Year 10 and creation of 3+ million jobs in five years. Comparative evidence from Singapore, London, Tokyo, New York, and Dubai.

Economic policy analysis, mixed-methods research, sectoral impact assessment.

05
Academic Research Paper
The Impact of Digitalization on Economic Growth in Africa
2024 · Independent Research

Research on digitalization driving economic growth across Africa. Internet users: 11 million (2005) to 450+ million (2020). Case studies: Kenya's M-Pesa (30+ million users), Rwanda's Digital Transformation Strategy. World Bank: 10% mobile penetration increase → 0.8% GDP growth.

Independent economic research, continental-level analysis, digital economy.

06
Policy Analysis
Long-Term Implications of Ghana's Visa-Free Policy for African Citizens
2024 · Ghana International Trade and Finance Conference (GITFiC)

Policy analysis of the economic, social, and security implications of Ghana's visa-free policy for African citizens, aligned with AfCFTA goals. Assessed benefits in tourism and trade alongside implementation challenges in infrastructure, labour markets, and border security.

Trade policy analysis, AfCFTA alignment, practical policy advisory writing.

07
Business Proposal
GITFiC Poultry Farm Business Proposal — Ghana EXIM Bank Funding Application
2024–2025 · Ghana International Trade and Finance Conference (GITFiC)

Comprehensive business proposal covering investment rationale, market analysis (domestic demand & AfCFTA export potential), operational plan, financial projections with break-even analysis, and a structured funding plan tailored for Ghana EXIM Bank criteria. Currently under active review.

Business development, investment proposal writing, financial modelling, agricultural economics.

08
Budget & Financial Planning
9th GITFiC International Conference — Budget Development & Financial Management
2025 · Ghana International Trade and Finance Conference (GITFiC)

Developed and managed the full budget for the 9th GITFiC Conference chaired by Rt Hon Alban Bagbin, Speaker of Parliament. Responsibilities: itemised costing, variance analysis, financial tracking, and procurement coordination.

Financial planning, budget management, conference financial administration.

09
Institutional Financial Reporting
GITFiC Financial Statements — Institutional Financial Reporting
2024–2025 · Ghana International Trade and Finance Conference (GITFiC)

Prepared GITFiC's institutional financial statements — income & expenditure, financial position reporting, and budget-versus-actuals reconciliation — supporting engagements with NDPC, AfDB, EBID, and Ghana EXIM Bank.

Financial analysis, institutional accounting, financial reporting.

10
Published Book · Amazon
The Future of Trade: An Implication for Business and Stakeholders
2025 · Najoy Consulting Firm · amazon.com/dp/B0DZ1GKBPV ↗

Full-length published book on the evolving landscape of global and African trade. Examines how AfCFTA is reshaping market access, tariff regimes, and supply chains. Available on Amazon in Kindle and paperback formats.

Research, long-form analytical writing, trade economics, AfCFTA expertise, independent publishing.

11
Economic Intelligence Series
Regional & Global Economic Indicator Reports — Multi-Region Data Analysis Series
2024–2025 · GITFiC / Najoy Consulting Firm

Economic intelligence presentations covering West Africa, East Africa, Central Africa, Southern Africa, G7, and global indicators. West Africa GDP: USD 554.6bn, avg growth 4.28%. G7 Outlook projected per capita GDP of USD 65,777 for 2025.

Quantitative economic analysis, regional economic intelligence, strategic financial reporting.

12
Entrepreneurship · Consulting
Najoy Consulting Firm — Founder & Principal Consultant

Founder of Najoy Consulting Firm — economic research and financial advisory practice for African startups, students, and institutions. Key publication: The African Alpha: Navigating Investment Frontiers in 2026 — covering Sub-Saharan Africa's 4.4% growth projection and sector theses in Fintech 2.0, Green Energy, and Agribusiness.

Entrepreneurship, business development, financial advisory, investment analysis.

Research & Publications

Academic & Policy Contributions

01
Journal · SSRN
Neo-Colonial Architecture: A Unified Framework for Measuring Economic Sovereignty Loss in Post-Independence Africa
Osei Owusu, I. (2026) · SSRN Abstract ID: 6461421 · DOI: 10.5281/zenodo.19220407 · ORCID: 0009-0000-2525-2608
02
Policy Brief · GITFiC
Exploring Alternative Debt Solutions for Developing and Least Developed Countries — GITFiC Global Debt Initiative
Lead Researcher · Acknowledged by the Office of the President of Ghana
03
Policy Contribution
Exchange Rate Stability Policy Proposal
Contributor · Acknowledged by the Office of the President of Ghana
04
Book · Amazon
The Future of Trade: An Implication for Business and Stakeholders
Published on Amazon (Kindle & Paperback) · 2025 · amazon.com/dp/B0DZ1GKBPV ↗
05
Medium · Investment Analysis
The African Alpha: Navigating Investment Frontiers in 2026
January 3, 2026 · Najoy Consulting Firm · Read on Medium ↗
06
Medium · Commentary
Ghana's Inflation Drops to 8.5%: What It Means for the Economy and Everyday Life
November 9, 2025 · Read on Medium ↗
07
LinkedIn Pulse
The Stakeholder's Compass: Navigating the Shift in Regionalism
Owusu Isaac Osei, M.Sc. · Read on LinkedIn ↗
08
Media · Policy Analysis
Policy & Economic Analyses — National & Continental Media
Ghana News Agency · Ghanaian Times · GhanaWeb · MSN Africa · AllAfrica · BusinessGhana · The Chronicle · ModernGhana

Verified Media Coverage

Press & Recognition

Ghanaian Times · June 4, 2025
"Ghana Cedi to maintain strength, strong trajectory against international peers – GITFiC"

The Ghanaian Times reported directly on Isaac Osei Owusu's 2025 Exchange Rate Projection Report, crediting him by name as GITFiC's Lead Analyst, Research, Advocacy and Policy. The report projected an average USD/GH¢ exchange rate of 10.02 for 2025.

ghanaiantimes.com.gh
Ghana News Agency · March 5, 2025
"GITFiC and AfCFTA to launch tertiary Curriculum to impact Knowledge and prepare Africa's youthful Generation"

GNA — Ghana's official national news wire — covered the GITFiC-AfCFTA Tertiary Curriculum launch co-developed by Isaac. A 12-week Bachelor's-level course recommended for students across all AfCFTA-ratified member states.

gna.org.gh
GhanaWeb / GNA · November 9, 2025
"Speaker Bagbin to chair 9th Ghana International Trade and Finance Conference"

GhanaWeb reported on the 9th GITFiC International Conference — an event Isaac served as core organiser — chaired by Rt Hon Alban Bagbin, Speaker of Parliament of Ghana.

ghanaweb.com
AllAfrica & BusinessGhana · June 4, 2025
Exchange Rate Projection Report — Pan-African Syndication

Isaac's 2025 Exchange Rate Projection Report was syndicated across AllAfrica.com and BusinessGhana.com — credited by name and title on both platforms. AllAfrica distributes from over 110 African news organisations.

allafrica.com · businessghana.com
Ghana News Agency & MSN Africa · September 19, 2025
"GITFiC appeals to EBID for support to drive its Agenda 2031"

GNA reported on GITFiC's Technical Working Committee visit to EBID in Lome, Togo. EBID's Director of Research and Strategic Planning confirmed institutional support, calling Agenda 2031 a very good initiative that needs to be backed.

gna.org.gh · MSN Africa
Ghana News Agency · September 7, 2025
"National Technical Working Committee tasked to ensure GITFiC's Agenda 2031 works"

GNA reported that a National Technical Working Committee drawn from NDPC, Ministry of Finance, Ministry of Foreign Affairs, Ministry of Trade, Ministry of Education, Bank of Ghana, and the Information Services Department was formally tasked with driving GITFiC's Agenda 2031.

gna.org.gh · modernghana.com
MSN Africa · 2025
All Nations University to Implement GITFiC-AfCFTA Curriculum from 2026

MSN Africa reported that All Nations University will implement the GITFiC-AfCFTA Curriculum at the beginning of the 2026 academic year — formally adopting Isaac's curriculum development work.

MSN Africa / msn.com
GITFiC Official Website · January 2025
Monthly Research Reports — Three Papers Featured

GITFiC's official website features: (1) Review of the AfCFTA — Progress and Impact Assessment; (2) Exchange Rate Stability in Ghana — Advisory to Ghana's incoming government; (3) The Cost of Disunity — Implications of ECOWAS Member State Withdrawals.

gitfic.com/monthly-research-report

Education

Academic Background

MSc · Economics – Banking & Finance
Master of Science
University of Bejaia, Algeria
September 2022 – June 2024
ThesisFinancial Evaluation of Investment Projects: A Case Study of a Startup Company
BSc · Economics – Banking & Finance
Bachelor of Science
University of Bejaia, Algeria
September 2019 – June 2022 · Ghana Scholarship Secretariat Award
ThesisCredit Risk Analysis in Commercial Banks

Core Competencies

Skills & Expertise

Economic Research & Analysis
Policy Writing & Advocacy
Programme Development
Financial Analysis & Reporting
Budget Management
Business Proposal Writing
Investment & Market Analysis
Consulting & Advisory
Stakeholder Engagement
Conference Coordination
International Trade & AfCFTA
Data Presentation & BI
Accounts Payable & Receivable
Payroll & Statutory Compliance
ERP & Financial Systems

Leadership & Voluntary Service

Community Engagement

Member, National Technical Working Committee (NTWC)
Monitoring and operationalisation of GITFiC Agenda 2031 under Ghana's national development framework. Appointed under the Office of the President of Ghana, with participation from NDPC, Ministry of Finance, Ministry of Trade, and the Bank of Ghana.
Male Organiser — Association of Ghanaian Students in Algeria (AGOSA)
Fostered community welfare and support networks for Ghanaian students studying in Algeria, coordinating events and welfare programmes across the student community.
Foreign Affairs Relations Officer — Community of International Students in Bejaia (CEEB)
Managed inter-community relations and represented international student affairs, building diplomatic bridges between diverse student communities in Bejaia, Algeria.

CV & Portfolio

Download Documents

Full portfolio including original research, policy analyses, financial reports, and work samples available via Google Drive.

Portfolio folder: Google Drive ↗

Get In Touch

Let's Work Together

Open to opportunities in financial management, economic research, business development, and policy advisory roles across African markets and beyond. Available for consulting engagements through Najoy Consulting Firm.

English Français
LocationAccra, Ghana
ORCID0009-0000-2525-2608
SSRNAbstract ID: 6461421
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