Accra, Ghana · Bilingual: English & French
MSc in Economics (Banking & Finance). Former Head of Research & Finance at GITFiC. Currently driving business growth at SBP Africa — delivering financial analysis, investment modelling, and strategic development across African markets.
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About
I am a results-driven Economics and Finance professional with an MSc in Economics (Banking & Finance) from the University of Bejaia, Algeria — funded by a competitive Ghana Scholarship Secretariat Award — and over three years of progressive experience across banking, agri-food export, international trade policy, and business advisory sectors.
My career spans financial analysis and reporting, budget coordination, regulatory compliance, investment advisory, and high-level policy research at continental scale. I co-developed the GITFiC Agenda 2031 — a six-year strategic framework accepted by the NDPC under the Office of the President of Ghana — and have contributed research acknowledged at the highest levels of government and continental institutions including EBID and AfDB.
I am the founder of Najoy Consulting Firm, through which I provide economic research and financial advisory services to African startups, students, and institutions. I am bilingual in English and French, and have worked across Ghana, Algeria, and West Africa.
Career Highlights
Professional Experience
Work Samples
Full digital copies of all work samples: Portfolio Google Drive folder ↗
Comprehensive policy research paper analysing Ghana's exchange rate volatility — 24.3% Cedi depreciation (Sept 2024), $31.02bn external debt, commodity export dependency over 80%. Proposed multi-pillar framework covering FX market management, fiscal consolidation, export diversification, and communication transparency.
Macroeconomic analysis, policy research, evidence-based writing. Acknowledged by the NDPC under the Office of the President of Ghana.
Landmark long-term strategic policy framework for sustainable economic transformation across Africa and the Global South. Anchored on the Global Debt Initiative (GDI) and AfCFTA Facilitation across a four-phase roadmap (2025–2031). Formally accepted by the NDPC under the Office of the President of Ghana.
Strategic programme development, long-term policy planning, stakeholder coordination, national-level policy impact.
Peer-reviewed research analysing the withdrawal of Burkina Faso, Mali, and Niger from ECOWAS in January 2024. Examined political drivers, security impacts (disruption of intelligence sharing, rise of the Alliance of Sahel States), and economic consequences including trade disruption and increased transaction costs.
Academic research, regional integration analysis, policy advocacy.
Mixed-methods study on extending Ghana's economic activity beyond daytime hours. Projected real GDP to grow 31.71% higher by Year 10 and creation of 3+ million jobs in five years. Comparative evidence from Singapore, London, Tokyo, New York, and Dubai.
Economic policy analysis, mixed-methods research, sectoral impact assessment.
Research on digitalization driving economic growth across Africa. Internet users: 11 million (2005) to 450+ million (2020). Case studies: Kenya's M-Pesa (30+ million users), Rwanda's Digital Transformation Strategy. World Bank: 10% mobile penetration increase → 0.8% GDP growth.
Independent economic research, continental-level analysis, digital economy.
Policy analysis of the economic, social, and security implications of Ghana's visa-free policy for African citizens, aligned with AfCFTA goals. Assessed benefits in tourism and trade alongside implementation challenges in infrastructure, labour markets, and border security.
Trade policy analysis, AfCFTA alignment, practical policy advisory writing.
Comprehensive business proposal covering investment rationale, market analysis (domestic demand & AfCFTA export potential), operational plan, financial projections with break-even analysis, and a structured funding plan tailored for Ghana EXIM Bank criteria. Currently under active review.
Business development, investment proposal writing, financial modelling, agricultural economics.
Developed and managed the full budget for the 9th GITFiC Conference chaired by Rt Hon Alban Bagbin, Speaker of Parliament. Responsibilities: itemised costing, variance analysis, financial tracking, and procurement coordination.
Financial planning, budget management, conference financial administration.
Prepared GITFiC's institutional financial statements — income & expenditure, financial position reporting, and budget-versus-actuals reconciliation — supporting engagements with NDPC, AfDB, EBID, and Ghana EXIM Bank.
Financial analysis, institutional accounting, financial reporting.
Full-length published book on the evolving landscape of global and African trade. Examines how AfCFTA is reshaping market access, tariff regimes, and supply chains. Available on Amazon in Kindle and paperback formats.
Research, long-form analytical writing, trade economics, AfCFTA expertise, independent publishing.
Economic intelligence presentations covering West Africa, East Africa, Central Africa, Southern Africa, G7, and global indicators. West Africa GDP: USD 554.6bn, avg growth 4.28%. G7 Outlook projected per capita GDP of USD 65,777 for 2025.
Quantitative economic analysis, regional economic intelligence, strategic financial reporting.
Founder of Najoy Consulting Firm — economic research and financial advisory practice for African startups, students, and institutions. Key publication: The African Alpha: Navigating Investment Frontiers in 2026 — covering Sub-Saharan Africa's 4.4% growth projection and sector theses in Fintech 2.0, Green Energy, and Agribusiness.
Entrepreneurship, business development, financial advisory, investment analysis.
Research & Publications
Verified Media Coverage
The Ghanaian Times reported directly on Isaac Osei Owusu's 2025 Exchange Rate Projection Report, crediting him by name as GITFiC's Lead Analyst, Research, Advocacy and Policy. The report projected an average USD/GH¢ exchange rate of 10.02 for 2025.
GNA — Ghana's official national news wire — covered the GITFiC-AfCFTA Tertiary Curriculum launch co-developed by Isaac. A 12-week Bachelor's-level course recommended for students across all AfCFTA-ratified member states.
GhanaWeb reported on the 9th GITFiC International Conference — an event Isaac served as core organiser — chaired by Rt Hon Alban Bagbin, Speaker of Parliament of Ghana.
Isaac's 2025 Exchange Rate Projection Report was syndicated across AllAfrica.com and BusinessGhana.com — credited by name and title on both platforms. AllAfrica distributes from over 110 African news organisations.
GNA reported on GITFiC's Technical Working Committee visit to EBID in Lome, Togo. EBID's Director of Research and Strategic Planning confirmed institutional support, calling Agenda 2031 a very good initiative that needs to be backed.
GNA reported that a National Technical Working Committee drawn from NDPC, Ministry of Finance, Ministry of Foreign Affairs, Ministry of Trade, Ministry of Education, Bank of Ghana, and the Information Services Department was formally tasked with driving GITFiC's Agenda 2031.
MSN Africa reported that All Nations University will implement the GITFiC-AfCFTA Curriculum at the beginning of the 2026 academic year — formally adopting Isaac's curriculum development work.
GITFiC's official website features: (1) Review of the AfCFTA — Progress and Impact Assessment; (2) Exchange Rate Stability in Ghana — Advisory to Ghana's incoming government; (3) The Cost of Disunity — Implications of ECOWAS Member State Withdrawals.
Education
Core Competencies
Leadership & Voluntary Service
CV & Portfolio
Full portfolio including original research, policy analyses, financial reports, and work samples available via Google Drive.
Portfolio folder: Google Drive ↗
Get In Touch
Open to opportunities in financial management, economic research, business development, and policy advisory roles across African markets and beyond. Available for consulting engagements through Najoy Consulting Firm.
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